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2 months ago

EXPLORING VARIOUS REASONS WHY FILIPINAS CHEAT WITH THEIR HUSBANDS OR PARTNERSIndicators that someone is cheating (PsychologyToday):1. Improved Appearance2. Secretive Phone or Computer Use3. Periods where your significant other is unreachable4. Significantly less, or more, or different sex in your relationship5. Your partner is hostile toward you and your relationship.6. An altered schedule.7. Friends seem uncomfortable around you.8. Unexplained expenses.9. Emotional intimacy has faded.10. When you ask about cheating, your partner deflects and avoids. In addition to this, two indicators that can also help in determining cheaters is written in the article of WebMD. False accusation of cheating from the cheater itself or the projection of this own action to his or her partner or anyone else is the first sign. Second is cheating partner sometimes has the possibility of practicing dissonance reduction wherein they justify their action on the thought that their partners are not worthy of their honesty and faithfulness. Data Categorization :The data gathered can be categorized according to the key factors Table 1. Categorization of dataKey Factors Inclusion based on the data gathered Number of Interviewee that Answers the Particular FactorsUnmet Needs/Dissatisfaction with the Relationship .Have high expectation or standards that makes them fed up with the relationship, lack of Love – 1. They do not like how they are treated in a way that they want to be treated – 2. They are in an abusive relationship – 4. Sexual Desire 6 .Unsatisfactory sex/ romantic relationship – 4.Commitment Issues Immaturity – 1.Family Experiences Their parents arranged their marriage without consulting the feelings of their married couple – 1Peer Influence Peer Influence – 1 Economic Needs For money – 4 Lack of Communication Lack of Communication, trust, or lack of sweetness – 2 Personal Issues They are not contented – 2 N= 21Note: The N used in this study refers to the answers/factors that the interviewee answered; interviewee can answer to more than 1 factor that influences her cheating choices. The N does not refer to the number of population4. Economic Needs For money 1Based on the number of responses on the given factor, the top 3 reasons why Filipina women age 20 and above cheat are the following:Lack of Communication, stems from their Personal Issue, and Unmet needs/Dissatisfaction with the Relationship. Table 2. Ages 30 and above Key Factors Specific Inclusions Based on the Interview Number of Responses1. Sexual Desire Unsatisfactory sex/ romantic relationship 4 2.Unmet Needs/Dissatisfaction with the Relationship They are in an abusive relationship 43. Economic Needs Money 34. Family Experiences Their parents arranged their marriage without consulting the feelings of their married couple 15. Personal Issues Immaturity 16. Peer Influence Peer Influence 1Based on the number of responses on the given factor, the top 3 reasons why Filipina women age 30 and above cheat are thefollowing: Sexual Desire, Unmet Needs/Dissatisfaction with the Relationship and Economic Needs.Related Study and DiscussionThis section relates the results to other study and explains the reason for the factor influencing cheating choices based on the data gathered:A mixed method study on “Gender, Adult Attachment Styles, and the Tendency to Commit Dating Infidelity”, shows various reasons and conclusion why both sex – female and male have the tendency to cheat on their partners. In this study, 8 participants are chosen to be interviewed. Filipino cheat with their partners because of 2 major reasons- each indicating a subtopic. First, perception of infidelity is seen as norm because of family experience and peer influence. It was shown that the family influence the likelihood of a person to cheat. The participants concern familial infidelity history , the relationship of their parents with each other, and the participants’ relationships with their parents . . Relating this to the theories of personality and also the highlight of the study, John Bowlby’s Attachment theory could be used. A second assumption of Bowlby’s theory is that the bonding relationship or the lack of it between the child and the primary caregivers serves as a mental working model on which future friendships and love relationships are built. If the participants did not develop a healthy relationship with their family during infancy, this can affect their whole growth as partners in a relationship. Next situation in the family that can influence choices of cheating is the volatile relation of parents because of extra-marital affairs. This could affect the psychological well-being of the child. Horney stated in her Psychoanalytic Social Theory that “the sum of childhood experiences brings about a certain character structure, or rather, starts in development.” This occurrence of extra-marital affairs can lead to negative emotions that a child may feel. Hence, there is a tendency for a child to be confuse with their actions based on what their parents’ relationship is. While arranged marriages are common in Maranao, one of the interviewee stated that their parents arranged their marriage without consulting what they feel personallyPeer Influence is another factor in the involvement of cheating. The social circle that a person reinforce her/him to adapt the same choice because cheating might be considered as a norm. Next, unmet needs and personal issues are the third and fourth factor on cheating tendencies. This includes sexual needs, emotional attachment, lack of communication, and esteem needs. According to Psychology Today, 64.66% of people are unhappy in their relationships; it reflects entrenched unhealthy patterns, ongoing conflicts or clear detachment, 8.62 are sexually dissatisfied, 6. 90% seek validation. Love and belongingness, the third need in Maslow’s hierarchy of needs also include some aspects of sex and human contact as well as the need of each other to give and receive love. Added by him, adults’ attempts of attaining love are sometimes cleverly disguised. Relating this to Filipino psychology, the tampo attitude of most women are shown. Commitment Issues and Personal Issues stems from the childs’ environment which also traces down to her family’s experience and the community. A crucial part of an individuals’ development is looking for his or her role or identity. According to Erik Erikson, the inability to establish intimacy leads to identity confusion. According to research, some women can not communicate her feelings well.Lastly, economic needs makes up 19% of the interviwees’ answers. This is because Philippines, considered as a third-world country, some women are motivated to cheat because of financial needs. As observed, many Filipinas cling to wealthy men because of their wealth. Women especially from ages 20 to below 30 are high maintenance type because of personal needs and education. Women from ages 30 and above also considers the needs of practically surviving. Also, common household, typically those in “squatter” area, have live-in partners that do not provide the needs of the family financially. One of the interviewees highlight the irresponsibility of live-in partner as motivation to look for potential fling that could support her financially.IX. References:Ong, A., et. al., (2014). Gender, Adult Attachment Styles, and the Tendency to Commit Dating Infidelity: A Mixed Methods Study. Philippine Journal of Psychology. URL pap.ph/assets/files/journals/gender-adult-attachment-styles-and-the-tendency-to-commit-dating-inf…Weiss, R. (December 10, 2018). 10 Signs Your Spouse is Cheating. Psychology Today. Accessed on September 18, 2024. URL www.psychologytoday.com/us/blog/love-and-sex-in-the-digital-age/201812/10-signs-your-spouse-is-ch…Feldstein, A. (April 20, 2018) Feldstein Family Law Group. URL www.separation.ca/blog/2018/april/how-do-cheating-spouses-impact-their-children-s-/www.ncbi.nlm.nih.gov/pmc/articles/PMC10002055/#:~:text=They%20found%20that%20perceived%20sexual,a….November 28, 2021. Youth group challenges practice of child marriage in Mindanao. Oxfam. URL philippines.oxfam.org/latest/image-story/youth-group-challenges-practice-child-marriage-mindanaoAmi Rokach and Sybil H. Chan. March, 2023. Love and Infidelity: Causes and Consequences National Library of Medicine. Accessed on September 20, 2024. URL www.ncbi.nlm.nih.gov/pmc/articles/PMC10002055/#:~:text=They%20found%20that%20perceived%20sexual,a….www.webmd.com/sex-relationships/signs-cheatingPatrice Sol. (July 27, 2023). 20 Tricks Question to Catch a Cheater: Outsmart them. Spynger. Accessed on October 4, 2024. URL spynger.net/blog/trick-questions-to-catch-a-cheater/WebMD Editorial Contributor. (December 14, 2022). Signs of Cheating. WebMD. URL www.webmd.com/sex-relationships/signs-cheating A Study by: Erica Dizon 3rd year psychology NORSU … See MoreSee Less

Signs of Cheating

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How can you recognize cheating? Learn what causes cheating, what the signs are, and how you can deal with it.

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3 months ago

Due diligence is the comprehensive process of investigating and analyzing various aspects of a decision, investment, or transaction to ensure that all relevant facts are known and that potential risks are understood. The goal of due diligence is to make informed decisions, minimize risks, and avoid potential pitfalls.Here’s a closer look at how due diligence is applied in different contexts:**1. **Business TransactionsPurpose: To evaluate the worth and stability of a company before a merger, acquisition, or investment.Steps:Financial Review: Examine financial statements, revenue streams, profit margins, debts, and cash flow.Legal Review: Assess existing contracts, intellectual property rights, compliance with regulations, and ongoing litigation.Operational Review: Investigate business operations, supply chains, technology systems, and management practices.Commercial Review: Analyze market position, customer base, competitive landscape, and growth prospects.**2. **InvestmentsPurpose: To assess the viability and risks associated with investing in a company or financial instrument.Steps:Market Analysis: Understand the market conditions, demand for the investment, and economic trends.Financial Health: Evaluate financial metrics, projections, and the potential for returns.Management Team: Review the experience and track record of the management team.Regulatory Compliance: Ensure the investment complies with relevant laws and regulations.**3. **Real EstatePurpose: To assess the value, condition, and legal status of a property before purchase or lease.Steps:Property Inspection: Check the physical condition, structural integrity, and necessary repairs.Title Search: Verify property ownership, check for liens or encumbrances, and confirm legal descriptions.Market Analysis: Evaluate property value, market trends, and potential for appreciation.Regulatory Compliance: Ensure the property meets zoning laws and other local regulations.**4. **Personal RelationshipsPurpose: To ensure the authenticity and safety of personal connections, especially in contexts involving financial transactions or significant commitments.Steps:Background Check: Verify identity, background, and credentials.Financial Stability: Assess any financial implications or risks associated with the relationship.Reputation: Seek references or reviews from trusted sources.**5. **CybersecurityPurpose: To evaluate the security measures and vulnerabilities of IT systems and data protection.Steps:Security Assessment: Review cybersecurity protocols, encryption, and access controls.Incident History: Analyze past security breaches and responses.Compliance: Ensure adherence to data protection regulations (e.g., GDPR, CCPA).Risk Assessment: Identify potential vulnerabilities and threat vectors.Best Practices for Due DiligenceCollect Comprehensive Information: Gather detailed and accurate data from multiple sources.Engage Experts: Utilize specialists such as financial analysts, legal advisors, and cybersecurity professionals.Verify Information: Cross-check facts and data to ensure accuracy and reliability.Assess Risks: Identify and evaluate potential risks and implications.Document Everything: Keep detailed records of the due diligence process and findings for transparency and future reference.Regular Updates: For ongoing projects or investments, update due diligence practices to reflect new developments or changes.Conducting thorough due diligence helps ensure that decisions are based on solid information and reduces the likelihood of unforeseen problems. Whether in business, investment, or personal matters, due diligence is crucial for safeguarding interests and making informed choices.In the context of personal relationships, due diligence involves careful consideration and verification to ensure that connections, whether they are romantic, platonic, or professional, are safe, genuine, and aligned with your values and interests. Here's how due diligence applies to personal relationships:**1. **Romantic RelationshipsPurpose: To ensure that a romantic partner is genuine, trustworthy, and compatible with your long-term goals and values.Steps:Verify Identity: Confirm that the person is who they claim to be. This can involve checking social media profiles, mutual acquaintances, and ensuring there are no discrepancies in their stories.Background Check: Look into their background, including past relationships, personal history, and any potential legal issues. You can do this through online searches, public records, or simply by asking them directly in a non-confrontational manner.Understand Their Intentions: Discuss long-term goals, values, and expectations to ensure alignment. This includes conversations about future plans, family, career aspirations, and lifestyle preferences.Observe Behavior: Pay attention to how they treat others and how they handle conflicts. This can provide insights into their character and relationship skills.**2. **FriendshipsPurpose: To build and maintain genuine, supportive, and trustworthy friendships.Steps:Assess Compatibility: Ensure that your values, interests, and goals align with those of your friend. Shared interests and mutual respect are important for a strong friendship.Evaluate Trustworthiness: Observe how they handle confidential information and how they talk about other people. Trustworthiness is crucial in any friendship.Check References: If you're forming a new friendship, getting to know mutual friends or acquaintances can provide insights into their character and reliability.Be Mindful of Boundaries: Respect each other’s boundaries and personal space. Healthy friendships are built on mutual respect and understanding.**3. Professional RelationshipsPurpose: To ensure that professional connections are mutually beneficial, ethical, and aligned with career goals.Steps:Verify Credentials: Confirm the professional background, qualifications, and reputation of colleagues or business partners. This can involve checking references, work history, and any certifications or licenses.Assess Professionalism: Observe their work ethic, communication style, and how they handle professional responsibilities. Professionalism and reliability are key in business relationships.Understand Their Goals: Ensure that their career objectives and business practices align with yours. This helps in creating a collaborative and productive working relationship.Check for Conflicts of Interest: Be aware of any potential conflicts of interest that might affect your professional relationship.**4. General Safety and TrustPurpose: To ensure that your personal connections do not pose any risk to your safety or well-being.Steps:Be Cautious with Personal Information: Share personal details cautiously and only with those you fully trust.Set Clear Boundaries: Clearly communicate your boundaries and respect those of others. Healthy relationships thrive on mutual respect and understanding.Monitor Red Flags: Be alert to any behavior that seems manipulative, controlling, or deceitful. Trust your instincts and address any concerns promptly.Seek Feedback: Sometimes, friends or family members can provide valuable perspectives on new or changing relationships.**5. Handling Red FlagsPurpose: To identify and address potential issues before they escalate.Steps:Recognize Warning Signs: Look out for signs of dishonesty, inconsistency, or inappropriate behavior.Communicate Concerns: Address any red flags or concerns directly and openly. Effective communication can often resolve misunderstandings or issues.Take Appropriate Action: If serious issues persist, consider distancing yourself from the relationship or seeking advice from trusted friends or professionals.Conducting due diligence in personal relationships helps ensure that you build connections that are genuine, respectful, and supportive. It’s about creating a safe and positive environment for yourself and others, and making sure that relationships are fulfilling and aligned with your personal values and goals. … See MoreSee Less

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3 months ago

Online scams involving fake romantic interests are unfortunately common and can be quite devastating. These scams often involve fraudsters creating fake profiles on dating websites or social media platforms to trick people into believing they are in a romantic relationship. Here's a general outline of how these scams typically work:Creating a Fake Profile: Scammers create a convincing profile using stolen photos and fabricated information to attract victims. They may present themselves as someone attractive, successful, and interested in a serious relationship.Building Trust: Once a victim shows interest, the scammer will engage in constant communication to build trust and emotional attachment. They might use flattery, shared interests, and other tactics to make the relationship seem genuine.Asking for Money: After gaining the victim’s trust, the scammer will begin to fabricate stories or crises that require financial assistance. This might include claims of emergency situations, medical expenses, or other fabricated problems.Manipulating Emotions: The scammer will often use emotional manipulation to pressure the victim into sending money. They may express love, guilt-trip the victim, or claim that they need help urgently.Continuing the Scam: In some cases, if the victim continues to send money, the scammer might extend the relationship, inventing new stories or problems to continue extracting funds.Disappearing: Eventually, once the scammer has extracted enough money or if the victim becomes suspicious, the scammer may disappear, leaving the victim emotionally and financially drained.Protecting YourselfVerify Identities: Use reverse image search tools to check if the photos are stolen from other sources. Look for inconsistencies in their stories or profiles.Be Cautious with Personal Information: Avoid sharing sensitive personal information or financial details with people you haven’t met in person.Watch for Red Flags: Be wary of anyone who quickly expresses deep feelings or who frequently asks for money.Report Suspicious Activity: If you suspect you’re being scammed, report the profile or account to the platform administrators. You can also report the scam to local authorities or consumer protection agencies.Seek Support: If you’re a victim of a scam, it’s important to reach out for emotional support and financial advice. Many organizations offer resources and counseling for scam victims.If you or someone you know is dealing with this kind of scam, it’s crucial to act quickly to minimize potential damage and seek support.Due diligence is the process of conducting a thorough investigation or audit to assess the validity, accuracy, and risks associated with a particular decision or action. It's a crucial step in various contexts, such as business transactions, investments, and personal matters. Here’s a more detailed look at what due diligence involves:**1. **Financial Due DiligencePurpose: To assess the financial health and stability of a business or investment.Includes:Reviewing financial statements and records (balance sheets, income statements, cash flow statements).Evaluating revenue sources, profit margins, and financial projections.Checking for outstanding debts, liabilities, and contingent liabilities.Analyzing financial controls and accounting practices.**2. **Legal Due DiligencePurpose: To ensure that all legal aspects of a business or investment are sound.Includes:Reviewing contracts, agreements, and legal obligations.Verifying intellectual property rights, trademarks, patents, and copyrights.Checking for ongoing or potential litigation and regulatory compliance.Assessing any potential legal risks or liabilities.**3. **Operational Due DiligencePurpose: To evaluate the operational aspects and efficiency of a business.Includes:Assessing business processes, production capabilities, and supply chains.Reviewing organizational structure and management practices.Evaluating technology systems, infrastructure, and operational risks.Analyzing customer and market dynamics.**4. **Commercial Due DiligencePurpose: To understand the market and competitive positioning of a business or investment.Includes:Analyzing market trends, demand, and competitive landscape.Reviewing customer base, sales strategies, and marketing effectiveness.Assessing the business’s growth potential and market share.Understanding the industry regulations and economic conditions.**5. **Personal Due DiligencePurpose: To verify the authenticity and background of individuals, particularly in situations involving personal relationships or financial transactions.Includes:Verifying identity, background, and credentials.Checking for any past criminal records or financial issues.Assessing the individual's reputation and references.Ensuring transparency and consistency in communication and claims.**6. **Cybersecurity Due DiligencePurpose: To assess the cybersecurity measures and risks associated with a business or investment.Includes:Evaluating the security of IT systems and data protection measures.Reviewing past security breaches and incident responses.Assessing compliance with data protection regulations (like GDPR).Testing for vulnerabilities and assessing overall risk management strategies.Best Practices for Conducting Due DiligenceGather Comprehensive Information: Collect and review all relevant documents, data, and information from reliable sources.Engage Experts: Work with financial analysts, legal advisors, and other specialists to ensure thorough and accurate assessments.Verify Claims: Cross-check information with independent sources to confirm accuracy.Assess Risks: Identify potential risks and issues that could impact the decision or investment.Document Findings: Keep detailed records of all due diligence processes and findings for future reference.Due diligence is essential for making informed decisions and protecting oneself from potential risks and pitfalls. Whether in business or personal matters, a thorough due diligence process helps ensure that decisions are based on accurate and comprehensive information … See MoreSee Less

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3 months ago

Using secure and reputable platforms for financial transactions is crucial for protecting your personal and financial information. Here are a few tips to ensure you're using a safe platform:Verify the Platform: Research and choose platforms that have a strong reputation and positive reviews. Look for platforms with a long history of security and customer satisfaction.Check for Security Features: Ensure the platform uses encryption protocols (like SSL/TLS) to protect your data during transactions. Also, look for features like two-factor authentication (2FA) to add an extra layer of security.Read Reviews and Ratings: Check user reviews and ratings on independent sites to get a sense of the platform's reliability and customer service quality.Look for Regulatory Compliance: Choose platforms that comply with financial regulations and standards relevant to your region, as these often have stringent security measures in place.Keep Software Updated: Ensure your own devices and software are up-to-date with the latest security patches and updates to minimize vulnerabilities.Monitor Transactions: Regularly check your account statements and transaction history for any unauthorized activity.By following these practices, you can significantly reduce the risk of fraud and ensure your financial transactions are handled securely.Looking for regulatory compliance is an important step in ensuring that a financial platform is safe and reliable. Here’s how you can assess a platform’s regulatory compliance:Check for Licensing: Verify that the platform is licensed by a recognized financial regulatory authority. In the U.S., for example, look for licenses from the Securities and Exchange Commission (SEC), the Commodity Futures Trading Commission (CFTC), or state regulators. In Europe, platforms should be regulated by authorities like the Financial Conduct Authority (FCA) in the UK or the European Securities and Markets Authority (ESMA).Review Regulatory Disclosures: Reputable platforms often provide information about their regulatory status on their websites. Look for sections like "About Us," "Regulatory Compliance," or "Legal Information" to find this information.Examine Regulatory Reports and Filings: Some platforms publish annual or quarterly reports that include information about their regulatory compliance and financial health. Reviewing these can give you insights into their adherence to regulations.Verify Through Regulatory Websites: Use official regulatory bodies’ websites to verify the platform’s licensing status. For instance, you can search the FCA’s register, FINRA’s BrokerCheck, or similar databases to check if a platform is registered and compliant.Look for Industry Certifications: Some platforms may have industry certifications that indicate adherence to specific standards and best practices. These certifications often require regular audits and compliance checks.Understand Local Regulations: Be aware of the regulations that apply in your specific country or region, as they can vary. Ensure the platform complies with local laws and regulations relevant to your jurisdiction.Seek Transparency: A compliant platform will be transparent about its regulatory obligations and how it meets them. If a platform is hesitant or vague about its regulatory status, it could be a red flag.By taking these steps, you can ensure that the financial platform you choose adheres to regulatory standards and provides a secure environment for your transactions. … See MoreSee Less

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3 months ago

It's crucial to be cautious with financial information. Here are some key points to keep in mind:Verify Sources: Always confirm the identity and legitimacy of anyone asking for money or financial information. Contact them through official channels rather than using contact details provided in unsolicited communications.Secure Platforms: Use secure and reputable platforms for any financial transactions. Look for encryption and security features.Avoid Sharing Sensitive Information: Don’t share personal financial details like bank account numbers, passwords, or Social Security numbers unless you're absolutely sure of the recipient’s legitimacy and necessity.Be Wary of Urgent Requests: Scammers often create a sense of urgency to pressure you into making hasty decisions. Take your time to verify and think things through.Use Strong Passwords and Two-Factor Authentication: Protect your online accounts with strong, unique passwords and enable two-factor authentication where possible.If something seems off or too good to be true, it’s worth investigating further before proceeding.Yes, being wary of urgent requests is a crucial aspect of protecting yourself from scams and fraud. Scammers often use urgency as a tactic to pressure you into making quick decisions without fully thinking them through. Here are some tips to handle urgent requests more safely:Take a Pause: If you receive an urgent request for money or personal information, take a moment to step back and assess the situation. Scammers often use urgency to create a sense of panic.Verify the Request: Contact the requester through an official or known channel. For instance, if you get an urgent email from your bank, call the bank using a number from their official website rather than the one in the email.Check for Red Flags: Look for signs of phishing or fraud, such as poor grammar, strange email addresses, or unexpected links. Legitimate organizations usually don’t use these tactics.Consult Others: Talk to someone you trust before acting on an urgent request. A second opinion can help you see any potential issues you might have missed.Do Not Click on Links or Open Attachments: In urgent messages, avoid clicking on links or opening attachments unless you’re sure of their safety. These could lead to phishing sites or malware.Verify Details: For financial transactions, double-check all details such as account numbers and payment amounts before proceeding.By staying cautious and verifying the legitimacy of urgent requests, you can help protect yourself from potential scams and financial loss. … See MoreSee Less

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